“医疗债务是患者的凡人敌人，医师，医院，社区，国家和国家。当我们想到别人的债务时，我们倾向于认为这种债务是他们的个人责任。如果他们无法支付债务，那就是他们的问题。（我们让它成为一个你的问题，而不是我问题）社会告诉我们个人债务的问题是一项不良决策的直接结果，个人财务习惯不好，谋取消费，超越一个人的手段。我们责备医疗债务的人，以便他们选择不合格的健康保险，或者根本没有购买任何健康保险。我们说，债务人将正确访问债务后果。无论发生冲击 - 取消信用卡，低信用，工资装饰 - 它在他们身上。个人的责任。
Is this true? In the big picture, we individuals and society both bear the costs and burdens of personal “bad debt.” For individuals who fall into arrears in their payments, who cannot pay their financial obligations, unpaid debt means their ability to buy goods and services is curtailed or perhaps ended. If new credit is not extended, the person must live on cash. For any business, any debt that’s not paid by the customer creating it becomes a cost to the enterprise extending credit. The business recoups its loss by raising prices on products or services for all future customers. The business may stop its loss by not providing goods or services to a debtor, disciplining those not paying their bills. In such cases, the consequences of unpaid bills fall on the debtor and creditor, usually ending there.”
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由主办Kevin Pho，MD那kevinmd的播客shares the stories of the many who intersect with our health care system but are rarely heard from.